Ever increasing number of unemployed in the country leads to poverty which in turn increases crime rate. Moreover, many men/women remain unable to start a small business set up of their own due lack of funds/skill set. In order to combat unemployment, Alkhidmat provides interest free, refundable, micro loan facility to needy and ambitious individuals who either want to begin a fresh, sustain existing set up or desire to earn more but get restricted due scarcity of funds.